phonehealthplans.us is owned by Small Business Health Insurance LLC, a privately owned and operated third-party marketplace platform. This website is not affiliated with, endorsed by, or connected to any government agency, the Department of Health and Human Services (HHS), or the Federal Health Insurance Marketplace (Healthcare.gov).
ACA Coverage Built
for Your Family.
Affordable, comprehensive ACA plans for individuals and families. Live agents are standing by to enroll you fast — with special and open enrollment help, plus lifetime support from your agent of record.
Two specialties,
one mission — your family's health.
We help individuals and families enroll in ACA healthcare plans — then stay with you for life. From special and open enrollment to taxes, marketplace questions, and ongoing strategy, your agent of record is always just a call away.
Enroll in Minutes
Call and get covered fast. Live agents are standing by to guide you through every step.
ACA Compliant
Every plan meets Affordable Care Act requirements. Stay covered and stay protected.
Special & Open Enrollment
Life changes — pregnancy, marriage, job loss — qualify you for special enrollment anytime.
Telehealth Included
24/7 virtual doctor visits at no extra cost. Care for your family when they need it most.
Lifetime Plan Servicing
We become your agent of record — helping with taxes, claims, and marketplace questions for life.
Marketplace Strategies
We go beyond selling plans to deliver strategies that maximize your subsidies and enrich your life.
Loved by families across America.
Real stories from real people who found better coverage with one simple call.
We were paying a fortune for a group plan that barely covered our team. One call to PhoneHealthPlans and our agent rebuilt our entire coverage — better benefits, lower premiums, and zero paperwork on our end. Our employees actually thanked us.
Daniel & Maria R.
Small business owners, Columbus OH
"I dreaded open enrollment every year. Now it takes one call and my agent handles everything. I finally understand my own plan."
Tanya B.
Self-employed, Phoenix AZ
"My daughter needed a specialist and I had no idea if she was covered. My agent answered at 9pm on a Tuesday and had it sorted before bedtime."
Greg H.
Father of two, Tampa FL
"They got me a subsidy I didn't even know I qualified for. My premium dropped to almost nothing. Honest, fast, and kind."
Aisha M.
New mom, Atlanta GA
"No pushy sales, no pressure. Just a real person who explained my options and let me choose. That's rare these days."
Kevin W.
Contractor, Nashville TN
ACA plans designed for every family.
Compare ACA plans the smart way — by subsidy potential and coverage, not just price.
Bronze
Essential protection, low premium
- Preventive care at $0 copay
- Generic Rx coverage
- $6,500 deductible
- Telehealth included
- 24/7 nurse hotline
Silver
Balanced coverage, best value
- $2,000 deductible
- Specialist visits covered
- Brand-name Rx included
- Telehealth + urgent care
- Dental & vision built in
Gold
Premium coverage, low out-of-pocket
- $500 deductible
- Full dental, vision, life
- Mental health unlimited
- HSA compatible
- Concierge support line
From zero to covered in minutes.
Call & Tell Us About You
One phone call. Share your zip code, household size, and needs. A live agent answers immediately.
We Find Your Best ACA Plan
Our agents scan the marketplace, check your subsidy eligibility, and match you with the perfect plan.
Enroll with Confidence
Special or open enrollment — we guide you through the entire process and get you covered fast.
Lifetime Support
Your agent of record stays with you — taxes, claims, marketplace questions, and strategies for life.
Three steps to better coverage.
No paperwork, no phone trees, no headaches. Just honest answers and instant results.
Step 1 of 5
Zip Code
Prefer to talk now? Call (833) 854-3777
See what life looks like after you enroll.
One dashboard. Complete visibility. Zero hassle.
Recent Activity
Prenatal checkup completed
2 hours ago
Dental claim filed
5 hours ago
Pediatric telehealth visit
1 day ago
Vision benefit used
2 days ago
Real families. Real results.
"I was pregnant with no coverage and terrified. One call and I was enrolled in a Silver plan with full maternity care. My agent has been with me every step."
Rachel K.
Expectant mother, Austin TX
"My agent helped me understand my subsidies and saved us $2,400 a year. When tax season came, they were still there. Lifetime service is real."
Marcus J.
Father of three, Denver CO
"Other sites gave me the runaround. PhoneHealthPlans gave me a quote in 60 seconds and a real human within the hour. My baby was covered before she was born."
Priya S.
New mom, Seattle WA
Your family deserves coverage that shows you care.
Got questions? We've got answers.
Ready to protect
your family?
Join 12,000+ families already covered with PhoneHealthPlans. Get your personalized ACA plan today — it's free and takes under a minute.
Attention: This website is operated by Small Business Health Insurance LLC and is not the Health Insurance Marketplace website. In offering this website, Jet Media Solutions Inc is required to comply with all applicable federal law, including the standards established under 45 C.F.R. 155.220(c) and (d) and standards established under 45 C.F.R. 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at HealthCare.gov.
By submitting your information, you provide express written consent for a licensed insurance agent or marketplace strategist to reach out to you regarding health insurance options via phone, SMS, and/or email.
This is a solicitation for insurance. All advertising and lead generation activities are conducted in accordance with G2 Risk Solutions certification standards to ensure the highest level of regulatory integrity and consumer protection. We genuinely care about your well-being.
By calling this number, you will be connected with a G2 certified & licensed insurance agent representing a private broker/agency, not a government official. There is no obligation to enroll.